Claim....

Sgt best..sgt happy...sgt puas hati ..bila dpt bagi cheque (claim) kat client....nak plak kalau claim tue approved dgn cepat..perghhh terbaik la.....x percaya???....x percaya sudah...ni claim yg ke 4 client aku dpt...paling cepat dlm seminggu ...aku plak yg terkejut...cam ner ramai org compalint yg insurans selalu bayar claim lambat....yg pasti client kn bg resit/bil original...then agent submit ...dan dlm masa yg sama agent kn follow up la.....

Ramai gak client aku yg mbik ins ngan company lain...tp beralih arah ke prudential sb claim lambat...bila check balik upa2nya ins yg dorg mbik tue 3rd party...memang lambat la...pas tue medical card cover pon paling tgi dlm 300k je...masuk spital x yah nak byr 10% co insurans TP kn bayar kos rawatan 50-50 ngan ins...pas kuar baru leh claim balik yg 50% tue...mak aih kalau dibuatnya kos rawatan dlm 20k...mana nak cekau duit 10k tue...drpd sakit sket...bertambah sakit org tue....

So sapa2 yg dah ada medical card tue kiranya bersyukor la...sb hanya org2 yg layak dan exclusive jer leh dpt medical card nie....yg mana x der lagi...cepat2la sign up...sekurang2nya satu bebanan dah terlepas....

My Girl OST - Sang-eo-reul Sa-rang-han In-eo

My Girl OST - Sang-eo-reul Sa-rang-han In-eo

Mlm2 layan citer nie ..memang best... x sia2 beli cd ori...

D'Masiv Cinta Sampai Di Sini

d'Masiv - Cinta Sampai Disini

mencoba tuk pahami
mencari celah hatimu
bila harus menangis
aku kan menangis
namun air mata ini telah habis

reff:
segalanya telah ku berikan
tapi kau tak pernah ada pengertian
mungkin kita harus jalani
cinta memang cukup sampai disini

mencoba tuk rasuki
menyentuh palung jiwamu
bila harus mengiba
aku kan mengiba
namun rasa ini
telah sampai di ujung lelahku

Lagu nie hari2 dgr sb layan citer alisa(sinetron)....

Cute....

Monday

Mad as hell!!!!!

Tuesday

Slowly coming out of it....

Wednesday

But not quite there,so watch it...

Thursday

The end of the work week is in sigh....

Friday

TGIF !! Luv my saturday!!!!....

Sunday Afternoon
Oh - No!!


Sunday Night
Here we go again!!!!

DCIS - Ductal Carcinoma In Situ

Image - Range of Ductal Carcinoma in situ (DCIS)

Ductal carcinoma in situ (DCIS) is the most common type of non-invasive breast cancer. Ductal means that the cancer starts inside the milk ducts, carcinoma refers to any cancer that begins in the skin or other tissues (including breast tissue) that cover or line the internal organs, and in situ means "in its original place." DCIS is called "non-invasive" because it hasn’t spread beyond the milk duct into any normal surrounding breast tissue. DCIS isn’t life-threatening, but having DCIS can increase the risk of developing an invasive breast cancer later on.

When you have had DCIS, you are at higher risk for the cancer coming back or for developing a new breast cancer than a person who has never had breast cancer before. Most recurrences happen within the 5 to 10 years after initial diagnosis. The chances of a recurrence are under 30%.

Women who have breast-conserving surgery (lumpectomy) for DCIS without radiation therapy have about a 25% to 30% chance of having a recurrence at some point in the future. Including radiation therapy in the treatment plan after surgery drops the risk of recurrence to about 15%. If breast cancer does come back after earlier DCIS treatment, the recurrence is non-invasive (DCIS again) about half the time and invasive about half the time. (DCIS itself is NOT invasive.)

According to the American Cancer Society, about 60,000 cases of DCIS are diagnosed in the United States each year, accounting for about 1 out of every 5 new breast cancer cases.

There are two main reasons this number is so large and has been increasing over time:

People are living much longer lives. As we grow older, our risk of breast cancer increases.
More people are getting mammograms, and the quality of the mammograms has improved. With better screening, more cancers are being spotted early.

Signs and Symptoms of DCIS
DCIS generally has no signs or symptoms. A small number of people may have a lump in the breast or some discharge coming out of the nipple. According to the National Cancer Institute, about 80% of DCIS cases are found by mammography.

Treatment for DCIS
Standard treatment options for DCIS include:

Lumpectomy followed by radiation therapy: This is the most common treatment for DCIS. Lumpectomy is sometimes called breast-conserving treatment because most of the breast is saved.

Mastectomy: Mastectomy, or removal of the breast, is recommended in some cases.
Lumpectomy alone

Hormonal therapy: These treatments, which block or lower the amount of estrogen in the body, are typically used if the DCIS tests positive for hormone receptors.
Chemotherapy, a form of treatment that sends anti-cancer medications throughout the body, is generally not needed for DCIS. DCIS is non-invasive and remains within the breast duct, so there is no need to treat cancer cells that might have traveled to other areas of the body.

Each individual situation is different. You and your doctor will decide what treatment is best for your situation. If the DCIS is large, high-grade, and comedo type, for example, it is likely to be more aggressive, and your doctor may recommend more extensive treatment. The same holds true if you are under age 40, since younger age may increase the risk of recurrence.

Follow-up Care for DCIS

After surgery and radiation therapy, you and your doctor will work together to develop a plan for your follow-up care. If you had a mastectomy and are undergoing breast reconstruction, you will have a series of office visits to check on your healing. If you are taking tamoxifen or another form of hormonal therapy, this usually continues for a period of about 5 years, so your doctor will want to monitor you throughout that time.

Although follow-up care plans can vary from person to person, your plan is at least likely to include:

-a checkup and physical exam by your doctor every 6 to 12 months for 5 years and then once a year after that
-a mammogram every 12 months and possibly other screening methods depending on your doctor’s recommendations

more detail check this http://www.breastcancer.org

TAC Conference @ Arena Star Genting...

Group OT2

2 hari berkampung di Genting Highland (20/10 - 21/10) attending Top Achievers Congress...memang sgt2 berbaloi....coz We're No 1...! First Company will achieve 1 Billion,from aspiration to achievement!!...

Agenda utk 2 hari memang sgt padat smpikan x sempat nak rehat...balik tuk mandi dan sembahyang pas tu kuar balik sharing ngan group plak...byk input dan info yg dpt...almaklumla aku pon kiranya salah sorg client prudential since 2008...

Selain dr info yg aku dpt kat sana....ada satu part yg paling best ...setiap org dpt RM100 cash(bg yg submit min 4 new cases last Q3 ri tue)...yes!!!! aku dapat sb submit lebih dr 4 case....syukor x sia2 gie genting...tp bukan setakat nie jer yg kitaorg dpt as reward...sebenarnya byk lagi...bonus,star club,trip to oversea (latest egypt dan bandung)......

Latest info yg aku dpt since last month...Prudential still no 1 ....
1.Prudential
2.Great estrn
3.ING
4.AIA
ni diambil mengikut survey dr semua company insurans....dorg survey bukan dr segi product jer...tp merangkumi semua...product,services,claim dll....

Bukan aku nak riak tp sb semanjak aku dah full time prudential nie....dah 2 org client aku masuk hospital....dr segi claim..memang x der problem...(online)...paling lambat dpt dlm 3 weeks....dan paling cepat dlm masa 9 hr jer....ada gak client yg x puas hati pasal 10% co-insurans (min RM300-max RM1000)...sb dorg kata ins lain x der plak kn bayar co-ins...bagi aku senang jer...ko baca dulu term and policy insurans tu...then baru ko tau knp x der co-insurans.... prudential x kan hide benda2 cam nie...kalau kata kn bayar memang kn bayar...tp berbaloi x kalau kita bayar max RM1000 tp kos rawatan tue lebih 40k....pas kuar spital kita kasi lagi duit saku (elaun warded,elaun surgery,elaun icu,elaun mc dll)....

Aku dulu b4 nak sign prudential nie...aku tanya habis2an...pas tue aku survey ins2 yg len gak...eh kata kita pengguna yg bijak kan...kn la compare ngan suma ....alhamdullilah aku decide ambik prudential...then x sampai 2 bln aku decide plak nak jadi agent prudential...sb utama aku sanggup tglkan kerjaya demi prudential....
-aku nak tlg semua org melayu supaya bila dorg sakit
1.x yah susah2 nak korek duit tabung/simpanan
2.x yah susah2 nak tebalkan muka pinjam ngan sedara mara,kengkawan mahupon ah long
3.x perlu mintak simpati org ramai sampai sanggup masuk paper(kosmo,mingguan wanita) dan tv3 (bersamamu..)
-nak tgk ramai org melayu dpt masuk spital swasta dgn layanan first class...
-client masuk spital tp dorg akan dpt duit elaun(duit kocek)
sebenarnya byk lagi sb knp aku memilih kerjaya nie....bkn saja dpt berbakti dan menolong org ... yg penting aku dpt memuaskan hati semua client2 aku....

Lagi satu info terkini yg aku dpt dr prudential....sapa2 yg mbik PRU Lady / Pru Essential Lady cover penyakit kanser DCIS (Ductal Carsinoma) ....ntikan info pasal DCIS nie...

Hari nie....

Alhamdullilah salah sorg client ...merangkap best fren en somi selamat menjalani pembedahan di Ipoh specialist hospital...kelam kabut jgk la ptg tadi tetiba dia cl ingatkan nak tanya psl polisi rupanya dia nak bagitau yg dia sakit...then aku bagitau la suruh pergi hospital bawak sekali dgn medical card....x sampai sejam aku call balik ..nak follow up ...sekali mak dia yg angkat bg tau yg client aku dah masuk bilik bedah...lega aku dgr sb medical card dia inforce dlm erti kata lain x der pending / outstanding payment....Insyallah esok aku ngan en somi dtg melawat ....

Planning aku ngan kengkwn esok nak ke sg chilling kat KKB....apalagi mandi manda la kat sana...tp sb kan x berapa larat nak kuar pepagi...konpem la aku tido jer dlm keta....faham2 suda...hehe....sib baik tugas aku hanya bwk kopok ngan kepek...senang keje...